Using the SBA 7(a) Loan for Start-Up Funding

Using the SBA 7(a) Loan for Start-Up Funding Note: This is a reprint off the SBA website. With SBA and start up funding, you must prep yourself. SBA does require good credit and strong personal financials. The benefit of SBA financing is that your investment is minimal, but they do expect you to have some … Read more

Commercial Underwriting Guidelines

Commercial Underwriting Guidelines Commercial underwriting entails many factors which basically surround the borrower and the property. But we have included as much detail that surrounds what really goes into a full doc loan, such as a conventional or SBA financing program. Financial Analysis A key component in making an underwriting evaluation is the debt coverage … Read more

Merchant Cash Advance Module 1

Merchant Cash Advance- Understanding Small businesses far and wide struggle daily to maintain cash flow. The lack of financing available to small business owners is limited.  The big banks don’t understand small business, and typically the finance amounts are not big enough to wet their appetite. This creates a cycle for the business owner because … Read more